Personal loans are products that many people need and use more than once in their life. Obtaining a traditional loan from a bank can be very complicated and tedious. And Shrek is one of the solutions to this difficulty.
What is Shrek? It is an online platform that allows you to get loans online quickly, easily and almost without requirements. Shrek is the trademark of the company Stitch México SA
Among the features of this loan portal we can mention:
Comfort: Asking for one of the Shrek loans is very simple, you will not have to wait in long lines. All the process is done online and you can do it from any place where you are, with any device.
Security: One of the things you should pay attention to when applying for a loan is security. But with Shrek you should not worry. The platform is completely regulated for your safety and that of each of the users.
Clarity: There are no hidden conditions, everything related to the loans is available within the web, within the reach of a click. And any questions you have or any information you want to know, you can contact the customer service team.
How to obtain a loan?
Below you can see different sections that will show you all the information you need to get your loan Shrek:
Choose your Amount and Return Term
The amounts available in this loan portal vary between 1,000 and 10,000 pesos. But your first loan will have a maximum amount of 4,000 pesos, then yes, from your second loan you can access 10,000 pesos.
As for the terms of the return of your loan, you can select between 14 days, 21 days and 30 days.
The Requirements You Have to Comply
To be able to access the loan approval in Shrek MX, you will have to accept and fulfill a few requirements:
- You will have to be over 20 years old.
- Have CURP.
- Have ownership of an email account that is active.
- Have a cell phone number for Mexico.
- Be the holder of an account in a national bank.
- Have a voting card that is current.
Begin your Application
In order to get your loan, you must start with your online application, following this procedure:
Step 1: The first step is to register on the platform. For this you must complete an application with all your personal information. In this way, you will be sent a text message with a verification code that you must place on the platform to confirm your account.
Step 2: The loan data. In the second step you will have to choose the conditions of your loan, that is, through the simulator that you will find on the web you will have to place the amount and the expiration term that you want.
Step 3: Once you submit your loan application, Shrek will evaluate it and send you a message informing you of the decision. In the event that this is positive and you have been informed by text message, in just minutes you will be deposited the money you have requested in your bank account.
The interest charged on personal loans are those that make the final cost of them, that is why you must choose appropriate portals, and that is that Shrek.mx is what you need, since the interests are very accessible.
The total interest is defined according to your amount and term of return. Let’s see some examples:
- For a personal loan of an amount of 1,000 pesos payable at 14 days, the interest is 163.80 pesos; which makes a total of 1163.80 pesos.
- For a personal loan of an amount of 3,000 pesos to pay to 21 days, the interest is 737.10 pesos; which makes a total of 3737.10 pesos.
- For a personal credit of an amount of 4,000 pesos to be paid at 30 days, the interest is 1404 pesos; what makes a total of 5404 pesos.
- For a personal loan of an amount of 8,000 pesos to be paid at 30 days, the interest is 2808 pesos; which makes a total of 10,808 pesos.
- For a personal loan of an amount of 10,000 pesos to pay at 30 days, the interest is 3510 pesos; which makes a total of 13,510 pesos.
As in any loan service, in Shrek Finances you must make your payments in a timely manner to prevent penalties for non-payment and you become a defaulter. Within the platform you will find different features related to payments:
How to pay?
To be able to pay your loan in Shrek you have to do it by means of a bank transfer, that account number will be sent to you by email at the time of the approval; and you can also request it from the customer service team. In the field to place the payment reference you must include your own reference.
Payments in advance
Without any extra cost you can cancel your loan in advance, you can do it partially or totally, however you will not be given any discount. You must pay the total indicated at the beginning.
If you are late in the payment of your loan, you will be charged daily penalties for each day you are in arrears. Bearing in mind that you will be intimated to regularize your situation.
Anyone can suffer an inconvenience when making the payment, and within the Shrek loans, this is contemplated; so you can request an extension of between 14, 21 and 30 days. These extensions have costs, but you will avoid penalties for late payments.
Opinions about Shrek
We are at the end of our analysis on Shrek and then we will show you some of its advantages:
- It is a reliable company with a track record.
- Amounts of up to 10,000 pesos.
- Low requirements
- Accessible interests
- Clear conditions
- Personalized loans
And to give an end to the analysis we will show you some of the testimonies of your clients, with which you can check their experiences:
Eugenio F: “The best portal to borrow, I have asked for my first of 3000 euros and in a week I have to return it. I already plan to request the next 10000. Recommended. “
Faustina J: “Shrek is the best, I’m already asking for my third loan and I had no problems with any, it’s fascinating.”
Norma R: “Very good option, they recommended it to me and it is highly recommended, the conditions are very good and the costs are affordable.”
Jorgelina G: “I recommend this company to ask for loans, it’s super good, they have everything I need and the interests are among the lowest in the market.”