In Gandalf know how difficult it can be to apply for a loan in a traditional way in banks, which usually usually ask for extensive requirements and the procedures become long and tedious, making you waste a lot of time. That is why from this company decided to innovate offering online loans, which you can access from your home in a few steps.
What is Gandalf? It is the first web platform that offers online loans in the short term, quickly and easily, operating with full transparency since you will know from the beginning how much will be the amount to pay and on what date you must pay it, without extra costs. You can make a loan request from your home 24 hours a day and receive a response in a few minutes.
With Gandalf loans you can ask for the first time up to $ 2,000 pesos with a return period from 1 to 30 days. Once you make the payment of your first loan on date, the chances of obtaining a second loan with a much higher limit will be increased. Gandalf in Mexico has a fixed interest rate of 1.16% for each day of the loan. On the other hand, the Annual Total Cost of this interest may vary depending on the period of days you need to pay off your loan.
Before applying for your credit online, you can calculate it in the loan simulator available on the company’s web portal. For example, if you request an amount of $ 1,200 pesos with a return period of 14 days, the interest generated will be $ 226.06 pesos and the total to be returned will be $ 1,426.06 pesos.
Unlike other financial entities, Gandalf does not have representatives, branches or vendors. The process is only done on the official website of the company, from anywhere in the country. You only need a computer, a tablet or smartphone to enter the company’s website. In addition, Gandalf does not require any endorsement to complete your application. In case you find yourself in a credit bureau with a bad score, the company considers other factors to give you an opportunity to solve your monetary emergencies.
Requirements to apply for your loan online
- You must be of legal age.
- Have Mexican nationality.
- Have a bank account in your name.
- Have an email address to be able to communicate with the Gandalf site.
- Have a phone number
- Have an IFE or INE credential.
- Send a photo along with your identity card.
- Have a CLABE number so that the deposit is made effectively.
How can i apply for a loan?
Applying Gandalf credits is a very simple task, the procedure is done completely online following these steps:
- Enter the Gandalf.com website and choose an amount of money along with a return period.
- Then you must answer the questionnaire available on the platform.
- Finally, Gandalf will evaluate your application and you will have to wait for its approval. After a few minutes the money will be deposited in your bank account.
There are several cases by which your loan application can be rejected. Commonly, users do not provide all their personal and banking information requested by the site when the application is initiated. That is why the company recommends that every detail of the information sent be reviewed. On the other hand, an application may be declined because the applicant has many previous debts, or simply does not fit the profile to authorize the loan.
What are the advantages of online loans?
- They will help cover those extra expenses that you can have in your house.
- You can pay your basic service fees.
- You can use them to go to minor medical emergencies.
- They serve as an initial investment to start a small business.
- They can help you obtain liquidity.
Payment methods of your personal loan
Gandalf is reliable and will allow you to choose the option you prefer to make the payment of your loan, either through Bancomer through a Window or Practicaja, by an electronic transfer or in an OXXO store, which has more than 14,000 branches. available in Mexico. In this way, the company guarantees that you avoid long bank lines and waiting times, you will even save yourself the work of completing application forms to apply for your loan.
To answer any questions about how to make your loan request or in case of any inconvenience during the process, you can consult the technical team through these different forms of contact:
- Telephone communication.
- Consult the FAQ guide that is published on the site.
- Through email.
- Through postal mail.
- Through their official channels on social networks like Facebook, Twitter, Google+ and Pinterest.
- Chat online on the company platform.
Opinions about Gandalf
Carla G : “This company offers the best way to receive a quick personal loan. I am very satisfied with the site, since I was able to carry out the process quickly and easily. The customer service helped me a lot during the application and I will recommend the service to my friends and acquaintances. “
Felipe T : “What I liked most about this online loan site was the possibility of using the loan simulator that lets you know, before you buy it, how much will be the total amount to be paid for the loan you will request. Thanks to his technical team, I was able to get all the help I was looking for and they answered all my concerns. “
Paula D: “The best thing about this site is that it offers a unique possibility to get a credit immediately and effectively from the comfort of my home. It is no longer a requirement to go to the bank and suffer the long waiting hours, but they ask for very precise data and can complete it in the web form. In the FAQ section I was able to find all the information I needed. I will recommend this service to all my colleagues at work. “