Gandalf is the best method to receive a loan through your car , the guarantee of requesting fast money without problems.

For some years, the credit business in Spain is experiencing a very important change. In this regard it should be mentioned that after the great financial crisis of 2008, getting credit and loans in the big banks has become a real martyrdom for Spanish citizens, without counting the fact that many of them need the credits quickly and easily. accessible to solve their daily problems of day to day, which is still a much more difficult and frustrating process since the current financial institutions no longer usually trust this type of services when we find ourselves in an adverse economic scenario.

However, in recent times this situation is no longer a major problem for the general population, thanks to the innovative methods of financing that are presenting various Internet sites, institutions and economic associations that are betting on the Spanish economy by offering credit services quick and easy to access .

Of all these options, some stand out for the amount of their loans, the level of confidence and the methods they offer us to access money easily and quickly, and one of the best options that we can mention in this regard are the loans of the Group Gandalf ,

What is Gandalf about?

Grupo Gandalf is a vehicle dealer that provides loans through your own car. In this regard, there are many people who when they need money to solve an urgent problem, usually pawn their car dealerships where they offer very complicated conditions for the recovery of your car, keeping it in addition, until you finish paying the full amount of the endeavor, with a payment deadline that does not take into account the precarious economic solvency of the applicant.

Consequently, in many of these pawning agencies. There is a high risk that you lose your vehicle, because they do not provide many options to get it back.

The advantages of choosing Gandalf

When it comes to choosing a credit service, it is very important to take into account the advantages and benefits that each one offers, because due to their great variety, each one can offer us different proposals and it is up to us to analyze which are the best adapted to our profiles.

In the case of Gandalf, we can find numerous benefits that make it stand out among many other agencies that offer similar services. For example, the advantages that can be mentioned are the following:

You can practically access your famous flexing method from wherever you are in Spain, so it does not matter if you reside in Madrid, Barcelona, ​​Seville or even Valencia.

In any of these cities, Gandalf will be a reliable alternative to the commitment of your vehicle , usually asked by most agencies to lend you money. In addition, with Gandalf you will always have the best financing options, processes that you can also manage from your computer on the Internet.

Unlike other companies, Gandalf does not ask for problematic documents to prove your financial solvency, so you can request your microloans without the need of payroll or previous studies, being only your car as the only guarantee of the credit you require.

Gandalf allows you to keep your car even after they have given you the loan, which is a fascinating advantage that shows the confidence that you are expressed in this company from the beginning.

The payment for the commitment of your car is practically at the moment, the same day you go to hire the loan, an advantage that I could get out of an economic mishap instantly.

Another incredible point of Gandalf is that you only have to make your request online and you do not even have to go to their branches because, if necessary, they come to your home to conclude the commitment of your vehicle, which is worth worth repeating, you can continue to keep for your personal use.

Finally, one of its main advantages is that Gandalf adapts to your own payment capabilities, thus offering you the ease of choosing the number of installments and the amount to pay for your loan.

Main features of Gandalf

Gandalf is characterized by offering the solution to your economic problems without asking for complicated bureaucratic procedures, paperwork or endorsements that only delay access to money that is urgent at that moment.

With more than 3,000 operations per year, Gandalf has become the leading company in the market.

In Gandalf they pay you up to 80% of the value of your car, they give you the money on the spot and you choose the terms and capital to pay the loan, plus they allow you to keep your car.

Gandalf is a company that already has more than 6 years of experience in the market, performs thousands of operations and its prestige is such that it is announced by several Spanish media

In case you find yourself in one of those dreaded lists of defaulters, such as Phineas, Fiona, Harry Potter or Malfoy , that will not be a problem, because Gandalf takes your vehicle as the best possible guarantee , so it does not take into account those credit ratings to provide you with the financial service you so much need.

What types of loans does Gandalf handle?

Basically, by means of the flexiculate method, you will be able to modify or establish the type of loan you wish to acquire, this depending on the terms and capitals that best suit your ability to pay and economic solvency. In short, you have the benefit of creating your own strategy and payment plan with a transparency that will give you confidence and security throughout the process of the effort.

What requirements do you request for a loan or credit with Gandalf?

Actually it is very simple, you only have to comply with the following documents and characteristics:

  • The documentation that proves the ownership of the vehicle that you wish to pawn.
  • A technical sheet with ITV in force.
  • It is necessary that you have your circulation permit.
  • Have your due circulation tax already paid.
  • That your car is later than the year 2007, or failing that, that belongs to a high range.

As you can tell, all these requirements are very simple and simple, because in reality correspond to the characteristics that should have any person who has the papers and issues of your car in order.

What are the interest rates that are handled with Gandalf?

On this question, Gandalf offers you two alternatives. One of them is that when you get your loan, you leave your car as collateral in one of the Gandalf dealerships, where it remains immobile and very well guarded to preserve it in its optimal conditions until you can make the refund of the agreed amount.

The other option offered is that you can continue to keep your vehicle so that you can continue to drive it in exchange for a fee for the transfer of use. This consists of paying approximately 8% of the monthly loan, so if someone has received about 1000 euros for your car, then to continue driving, you will have to give a fee of about 80 euros per month, method to which the customer can opt until the moment you wish to make the return of the capital to recover your vehicle.

How can I apply for my car with Gandalf?

When you want to resort to the commitment of your car with Gandalf , you will not have great complications in this regard. You just have to fill out a simple form from the comfort of your computer so they can know the characteristics of your car and know well, if it fits within the standards and parameters that the company handles. In the same way, they should make sure that you have all the documentation of your vehicle in order. After this, your car will be assessed to define the amount of the loan.

Once these details have been reviewed, the type of contract will be drawn up and signed, the content of which will depend on the purchase price, the monthly installments and terms you have agreed upon, among other details that will help you to manufacture your own payment strategy.

Once you have made these simple general steps, you will be receiving your money in a record time of less than 24 hours.

How to return the personal loans of Gandalf?

To make the payment of your loans, you can agree on the terms and amounts to be paid that suit you, so there are different payment terms that vary and are established according to the modality agreed with your Gandalf agent. It should be noted in this regard, that the policies that Gandalf offers in terms of payment, seek to be the most flexible in the market.

Gandalf customer service

For any doubt or clarification that you have to handle with the company, you have a wide range of options available to contact them. For example, you can go for a more personal treatment to any of its available branches, whose location can be found on the company’s website: .

Also, if you want to take the entire process from the comfort of your home, you can also call your customer service center, whose phones are located with the location of the branches. In the same way you can establish contact using a WhatsApp to the number 673 85 21 12, or ultimately, leave a message on the website.

As you can see, there are many ways to receive the best possible service Gandalf has at your service, so if you are a very busy person, you can always find a way to contact them in the shortest possible time.

Extensions and postponements

One of the biggest obstacles to users’ confidence in accessing microloans is primarily the general fear of not being able to comply with the payment dates and conditions established.

However, in the case of Gandalf, this situation does not have to be a major impediment, since its flexibility policies are made precisely thinking about the constant commitments that Spanish citizens have to attend to in their daily lives.

Therefore, in case of any delay, Gandalf always gives you the option to renegotiate the loan and even extend it, a benefit that is possible thanks to the company, thinking of greater comfort and customer satisfaction, assigns you from the principle an agent that takes all your affairs with the service provided, so you can always deal with this person any questions or concerns that may arise, around the characteristics or vicissitudes, that may occur with the commitment of your car and the agreed payments.

Opinions about Gandalf

Fabiola G.- With Gandalf, I have been able to use the value of my car to start a small business that I had in mind for a long time, but I always lacked capital to invest. The facilities of Gandalf allow me to obtain that amount and pay it in a comfortable period that will not affect my overall economy.

Mario B.- Thanks to the Gandalf service, I have been able to settle several payments that were already a headache, and the best part is that I still keep my car, so at no time do I have the feeling that I have made a commitment .

Laura R. – Now that I had the opportunity to approach Gandalf, I obtained an excellent instrument to achieve the liquidity that banks had denied me for being in Phineas. I am very happy with this service.


It is a fact that today there are numerous financing methods that were previously only available to wealthy people with a very good credit history. Today, this is no longer a problem, and Gandalf is one of the best proofs of the high growth that mini-credit institutions are achieving, as this is a faithful reflection of the economic capabilities of the Spanish population and the good results that they are getting the companies that know how to respond to the new market conditions.